I’ve written before about how I consider retirement spending strategies to exist on a spectrum. Strategies at one end of the spectrum (e.g., the classic “4% rule” approach) do not adjust spending based on portfolio performance. This makes spending predictable, but the tradeoff is that it results in both a higher probability of portfolio depletion…
Target is running “Target Circle Week” from April 7th-13th and there are bunch of new announcements, rebrands, and promos attached. It took a while to figure out which Circles meant what. Lots of Circles. Here are the highlights and the best graphic explaining it all: Target Circle remains their free discount membership system. But now,…
NEW YORK (AP) — Former Defense Secretary Mark Esper has called him a “threat to democracy.” Former national security adviser John Bolton has declared him “unfit to be president.” And former Vice President Mike Pence has declined to endorse him, citing “profound differences.” As Donald Trump seeks the presidency for a third time, he is…
SACRAMENTO, Calif. (AP) — Lost in the hubbub surrounding California’s new $20-per-hour minimum wage for fast food workers is how that raise could impact public schools, forcing districts to compete with the likes of McDonald’s and Wendy’s for cafeteria workers amid a state budget crunch. The minimum wage law that took effect Monday guarantees at…
In 2024, the idea of making and selling products from home is not just a trend, but a revolution. It’s a business idea that has empowered thousands of people to turn their skills and passions into profit. Here’s a guide to the top things to make and sell from home as you start your own…